What if you had a chronic disease causing increasing disability whose progression could be slowed by a medication that you could not afford? Or, what if your physician prescribed a certain medication that your insurance company elected not to cover? What if your insurance company refused to pay for the medication until you suffered through a cheaper treatment they insisted upon, only to find that it failed to control your symptoms and your condition worsened? Unfortunately, these situations are all too common when patients try to obtain a class of therapies known as biologics.